Below is information regarding a household size of two people and the requirements to participate. If you would like more information please contact the appropriate service providers.
Community and State Programs |
Annual Income |
---|---|
One on one free financial counseling | No Limit |
Ameren new thermostat rebate $100-$180 | No Limit |
ERBA Housing Counseling/financial coaching |
No Limit |
Illinois Hardest Hit mortgage relief program- ERBA |
Up to $58,080 |
Ameren Weatherization grant/incentive | Up to $48,720 |
Coles Co-Housing Rehab Grants priority in line |
Up to $38,859 |
USDA Home Mortgage program | Up to $43,500 |
Habitat for Humanity’s New Home program | Up to $44,494 |
ERBA Housing Weatherization Grant -HHS & State & DOE |
Up to $32,480 |
If also over 62 | |
USDA Home health, safety, accessibility grants |
Up to $40,507 |
Coles Co-Housing Rehab Grants priority in line |
Up to $32,480 |
Coles Co HAP grant- Home Accessibility first then other repairs |
Up to $24,200 |
If also disabled | |
Coles Co HAP grant- Home Accessibility first then other repairs |
Up to $24,200 |
Who to contact for more information
- one on one free financial counseling – Abundant Life Financial Coaching, Joe and Jane Baptist, 217-232-1632.
- Ameren 1-800-755-5000 – some are free some are ‘cost share’
- Coles County Habitat for Humanity – Melissa McDaniel Executive Director P.O. Box 226 990 W. State St Charleston, IL 61920 217-348-7063
- Erba Housing Counseling (one one one) – homebuyer education, budget and credit counseling, foreclosure delinquency, rental and homeless counseling, post-purchase counseling, budget, and credit 101 workshops (class), homebuyer education workshop (class). Embarras River Basin Agency 400 W. Pleasant Greenup, IL 62468 217-923-3113 Sandy Deters sandyd@erbainc.org cell 217-276-1728
- Illinois Hardest Hit – helps pay your mortgage and catch up on taxes and fees for a period of time (up to a year) for those who have lost income or have a disability. Contact Erba (see above)
- USDA Home Mortgage Program – Get a low-interest loan for your house. Close quickly and lock in low rates. Low to no down payment. Also small rehab loans. Contact Erba (see above)
- Coles County Housing Rehab Grants – programs (grants) that help update your house for health, safety, and handicap accessibility. Contact Coles County Regional Planning – Coles Co Courthouse 651 Jackson Rm 309 Charleston, IL 61920 217-348-0521 Kevin McReynolds mcreynolds@co.coles.il.us
- U.S Department of Housing and Urban Development has information about different programs by city and town. check out their website for more information.